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oilit
Joined: 13 Feb 2008 Posts: 260
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Posted: Mon Apr 27, 2020 4:10 pm Post subject: insurance |
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I am looking at renewing my insurance, and have figures fluctuating from £133 with some company I have never heard of to £324 with Chubb (both fully comp, but differences in the detail of cover as always). Garaged and 1000 miles a year.
Interested to hear what others are paying and with whom + any recommendations |
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bbsjk
Joined: 20 Jan 2018 Posts: 8 Location: Ledbury, Herefordshire
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Posted: Wed Apr 29, 2020 8:59 am Post subject: |
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I'm around the £180 this year, full comp with 5,000 miles. Garaged but that added £10! I think it's Hastings.
I was with Adrian Flux for a few years but they slowly put there prices up and the daily Skoda was very expensive last year so I changed both. The Skoda has gone to Tesco.
Jk _________________ I don't work while driving... |
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oilit
Joined: 13 Feb 2008 Posts: 260
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Posted: Wed Apr 29, 2020 5:55 pm Post subject: |
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thanks for that - haven't tried hastings |
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Brucech
Joined: 21 Aug 2017 Posts: 41 Location: Perthshire
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Posted: Thu Apr 30, 2020 7:51 am Post subject: |
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I have a fleet policy with Chubb and they are first class - more expensive but with better cover - last year my Ford Mustang’s leather interior was attacked by mice while I was storing the car over the winter causing £4500 damage. Chubb met the claim easily in full and did not charge the £750 excess I have as I did not require a hire-car. I can recommend Chubb. Also at renewal policy did not increase over inflation. _________________ B Chisholm |
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Xeric
Joined: 11 Jun 2015 Posts: 13
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Posted: Fri May 01, 2020 9:18 am Post subject: Insurance |
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Try NFU. |
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oilit
Joined: 13 Feb 2008 Posts: 260
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Posted: Sat May 02, 2020 7:50 am Post subject: |
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Brucech wrote: | I have a fleet policy with Chubb and they are first class - more expensive but with better cover - last year my Ford Mustang’s leather interior was attacked by mice while I was storing the car over the winter causing £4500 damage. Chubb met the claim easily in full and did not charge the £750 excess I have as I did not require a hire-car. I can recommend Chubb. Also at renewal policy did not increase over inflation. |
I also have similar policy - but I have a few cars (like the defender) which I am wondering if they really belong on it - but you are absolutely right - the chubb service is second to none.
A case I witnessed first hand when I had a car in a main dealer for servicing which was flooded, and their insurance wouldn't cover it as an act of god :-0
The insurer I was with - who I now refer to as 'less than' took 3 months to agree to pay out. On the night of the flooding I got a call from Chubb out of the blue to make sure I was ok - as they had an assessor coming out the next morning to people in the area who had been flooded - fortunately we live on a hill - but my mind was made up - no more 'less than' for me on high value items. |
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Jared
Joined: 21 Jan 2018 Posts: 3 Location: Dorset
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Posted: Sun May 03, 2020 5:31 am Post subject: |
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I'm with Adrian Flux, but tempted to try someone else next year. This year they've put the price up to £500, and I've had quotes for £300 odd from other companies.
It's on an Agreed Value Policy, but they say it's worth £17,000, and I reckon it's worth a little bit more these days. They won't budge on the valuation, so I wonder if its really worth paying the extra to be with them on an Agreed Value Policy.
Mine lives on the driveway and does 5,000 miles a year.
My Daily Driver is with Hastings, and before that Admiral, and didn't have problems with them. |
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V8GPC
Joined: 03 Apr 2016 Posts: 265 Location: Manchester
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Posted: Mon May 04, 2020 5:44 am Post subject: |
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i changed from Adrian Flux for the exact same reason. Similar miles and kept on the driveway.
Supposed to be a specialist (give a discount for club membership) but not competitive in anyway. Never had to claim so cannot say if the service they provide after is worth the extra. |
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Cranemaker
Joined: 04 Oct 2019 Posts: 15 Location: Helmsley
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Posted: Thu Oct 22, 2020 8:24 am Post subject: |
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Can anybody name an 'Agreed Value' insurer please?
Other than Adrian Flux........ |
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Brucech
Joined: 21 Aug 2017 Posts: 41 Location: Perthshire
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Posted: Thu Oct 22, 2020 9:52 am Post subject: |
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As part of my Chubb fleet policy I have my Japanese 50th agreed at £25k on a 6,000 pa basis - cost is c.£250. _________________ B Chisholm |
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F4B LR
Joined: 15 Dec 2016 Posts: 12
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Posted: Sat Nov 28, 2020 9:16 pm Post subject: |
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I was with Lancaster for quite a few years, however they changed the underwriters which was no longer giving out no claims discounts (classic car insurance) at that time I was paying £150 pa with a very low valuation. I moved to AA insurance costing £300 with full breakdown, plus other benefits and agreed value of £35,000 (off road parking). |
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